Discounted Financial Products
  Superannuation
  Pensions
  Annuities
  Insurance Bonds
  Life Insurance
  Employer Superannuation
  Mortgages
  Margin Loans
  Term Investments
  Product Providers
    Research
The following table shows benchmark returns of the major asset classes for various periods ending 30 June 2007.

Listed property and Australian shares have the best returns over 15 years followed by overseas bonds, overseas shares, Australian bonds and cash.  Note that overseas shares have produced a negative return over 6 years and 7 years.
 

Periods Ending 30 June 2007 Australian Shares Overseas Shares Listed Property Australian Bonds Overseas Bonds Cash
1 month -0.2% -3.3% -5.0% -0.5% -0.3% 0.5%
3 months 5.4% 1.3% 2.5% 0.3% -0.6% 1.6%
6 months 12.7% 1.1% -0.1% 1.7% 0.7% 3.2%
1 year 28.7% 7.8% 25.9% 4.0% 5.2% 6.4%
2 years (pa) 26.3% 13.7% 21.9% 3.7% 3.2% 6.1%
3 years (pa) 26.3% 8.9% 20.6% 5.0% 6.1% 5.9%
4 years (pa) 25.1% 11.5% 19.8% 4.4% 5.5% 5.8%
5 years (pa) 19.2% 4.7% 18.2% 5.4% 6.8% 5.6%
6 years (pa) 14.9% -0.6% 17.6% 5.6% 7.0% 5.5%
7 years (pa) 14.0% -1.4% 17.1% 5.8% 7.3% 5.5%
8 years (pa) 14.2% 1.4% 16.4% 5.9% 7.0% 5.6%
9 years (pa) 14.3% 2.1% 15.0% 5.6% 6.8% 5.5%
10 years (pa) 13.0% 5.6% 14.5% 6.1% 7.2% 5.5%
15 years (pa) 13.7% 8.8% 14.0% 7.4% 8.3% 5.8%


The following indices were used in the calculations:

Australian Shares:
Overseas Shares:
Listed Property:
Australian Bonds:
Overseas Bonds:
Cash:

 S&P/ASX200 Accumulation Index
 MSCI World ex Australia with Net Dividends Reinvested $A (unhedged)
 S&P/ASX200 Listed Property Accumulation Index
 UBS Composite Bond Index
 Salomon Brothers World Bond Index $A (hedged)
 UBS Bank Bill Index

Please note that past performance may not necessarily be a reliable indicator of future performance.

While every care has been taken in the calculations on this website DIY Investing Pty Ltd does not warrant the accuracy of the calculations.  You should not rely on this information and related comments.  DIY Investing Pty Ltd shall not be liable for any loss suffered.